25 mars 2013 ~ 0 Commentaire

BrixtonLending.co.uk

BrixtonLending.co.uk

 

There are many advantages and disadvantages.
Payday loans can be a great way to get cash in a hurry when you need it. They also require no credit check, which means that anyone with a job and a checking account can get a payday loan, even if they have bad credit. Turnaround time for approving a loan is also quick, especially if you fill out an application on line rather than going into a branch office and filling out an application. Also, if you opt for the online approach, the money can also be deposited directly into your checking or savings account. If you go into a branch office of a loan company, you will be given cash or a check to cash at a bank, which means you will have to not only drive to the payday loan company, but also drive to the bank to cash the check or deposit the money – having it electronically deposited directly into your checking account will also make the funds available quicker.

There are also many disadvantages. Rates on loans can range anywhere from 10% – 30%, which is considered very high. If you apply for a loan, you need to also be sure you can pay the money back in full come payday. Many payday loan places will let you have a certain number of extensions if needed, where you pay just the amount of whatever the fee is to extend the loan – however this will make the loan more expensive in the long run. You must also have a job with a fixed income, as well as a checking account, to get the payday loan.

 

 

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